A short guide to LoanTap and other lenders for taking a personal loan

Personal loans are a great way to arrange money if you are facing a financial crunch. It offers a high loan amount, and there are a plethora of lenders to choose the best one.  They are hassle-free, collateral-free, and have simple, precise steps to apply.

However, the thing is, many borrowers do not know which lender is good. There are a lot of them In the online and offline market. Considering the digital reach we have today, let’s check out online lenders offering a personal loan.

We will discuss LoanTap personal loan, CASHe personal loan, and Kreditbee personal loan; it will be brief, highlighting only essential details.

LoanTap personal loan

LoanTap loan is an NBFC offering online personal loans to salaried individual or self-employed professionals. The loan amount has a lower interest rate with a flexible loan tenure.

  • The loan amount is offered up to Rs 10 lakhs.
  • The rate of interest starts at 15% P.A, going up to 24% per annum.
  • The processing fee is levied 2% of the loan amount.
  • The loan tenure is up to 5 years.

Features & Benefits of LoanTap instant loan

    • LoanTap offers a high loan amount to cover any financial emergency.
  • The application form is simple. On its app or website, the user-friendly interface makes it easy to apply.
  • The loan is collateral-free, thus not giving headache for arranging a guarantor.
  • There are customized personal loan depending upon your need.
  • Wedding loan
  • EMI Free loan
  • Rental deposit loan
  • Premium bike loan
  • Advance salary loan
  • Holiday loan
  • EMI Free loan
  • The loan tenure is flexible.
  • The loan is quickly processing depending upon borrower creditworthiness.Also, sometimes, there is a particular personal loan for Oracle India employees. However, the offer is not always available.

The eligibility criteria for LoanTap personal loan

  • The applicant’s age should be minimum of 23 years to be eligible for the loan.
  • The applicant’s minimum salary should be at least Rs 30,000 per month.
  • The applicant should have 2 years of working experience.
  • The application should be a salaried individual or self-employed professional.

The documents required for LoanTap personal loan

  • Identity proof – Aadhar card, PAN card, Passport, driving license
  • Address proof – Water bill, electricity bill, lease agreement
  • Bank statement for previous 6 months
  • Salary slips for the previous 3 months

How to apply for a LoanTap personal loan?

Download the LoanTap app from the Google play store or visit its website to apply. The process is easy to follow. If you face any issues, email them at info@loantap.in.  Now, let’s check out CASHe loans.

CASHe personal loans

A young professional should choose CASHe loans if the requirement is for a short time. The eligibility criteria are easy to qualify. The loan is collateral-free, having quick processing.

  • CASHe offers a loan amount up to Rs 3 lakhs.
  • The rate of interest is a minimum of 2% monthly.
  • The processing fee starts at 2%.
  • The loan repayment is up to 1 year.

Features of CASHe personal loan

  • CASHe has its system to rate a borrower’s risk capability.
  • It is called the Social loan quotient( SLQ).
  • The process is entirely online without the need to visit the lender’s office.
  • It requires a basic document.

The eligibility criteria for CASHe personal loan

  • The applicant’s age should be minimum of 18 years having a social media account.
  • The application should have a bank account with a minimum salary of Rs 15,000 per month.
  • The applicant should have valid address proof.

Required documents for CASHe personal loan

  • Identity proof – Aadhar card, PAN Card
  • Address proof – the electricity bill, lease agreement, utility bill
  • Bank statement and salary slips

How to apply for CASHe’s loan?

First, go to the Google play store to download CASHe app. After registering on the app, fill out the loan application submit it. After the verification process is completed, the loan amount is disbursed. In case you face any issues, email them at Support@cashe.co.in.  Now, let’s check out the last lender Kreditbee loans.

Kreditbee personal loan

Kreditbee personal loan is a special lender because of one reason. It does not hesitate to offer the loan even to those borrowers who do not have a credit score or have never taken a loan before. Whether you need it for a medical emergency or wedding shopping, a loan is available.

  • Kreditbee offers a loan amount up to Rs 2 lakhs. The minimum amount provided is Rs 1,000.
  • The rate of interest starts at 1.5% per month.
  • The loan tenure is from 2 months to 15 months depending upon the loan amount.
  • The minimum processing fee is Rs 130, and the maximum is Rs 850.
  • The late payment penalty is Rs 500 + 0.15% of the loan amount.

The eligibility criteria for Kreditbee personal loan

  • The applicant should be an Indian citizen.
  • The applicant’s age should be above 18 years.
  • The applicant should have a steady source of income.
  • The applicant’s Aadhar card should be linked to the mobile number.

The required documents for Kreditbee personal loan

  • Identity proof
  • Address proof
  • Passport size photographs
  • Bank statement
  • Salary slips

How to apply for a Kreditbee personal loan?

Kreditbee app is available on the Google play store. Download it to apply for a personal loan. In case you want to contact their customer care, mail them at help@kreditbee.in.

The conclusion

When we compare all of them, LoanTap is the perfect choice for a higher loan amount. However, it also has a high-interest rate corresponding to the other two lenders. For a lower amount, you could choose between Kreditbee and CASHe personal loan.

All of them have dedicated apps available on the Google play store. So, the application process should be easy and quick. Their processing fee is almost similar, so you have to carefully examine the other charges, determining the total cost of the loan. We hope this short post will help you in making a decision.

Read More

Share

THE RIGHT PLACE FOR YOU TO APPLY!

Financial aid:

          Who does not need financial aid in a business or in personal life? But you have to approach the right people for your loan needs as it might make a big difference between the chance of success or failure in this case. You have to apply to the best service provider and awareness on a few points might help you to take the right decision on whom to choose for the financial need. Here is where the mention of the licensed money lender is inevitable.

Know the features;

          In case you are in need of funds for any of your important investments then it becomes essential that you know whom you are dealing with.

THE RIGHT PLACE FOR YOU TO APPLY!

  1. The finance provider is a well known brand in the region based in Singapore and has more than ten years of experience in the field. This is very important to note that they are a licensed service provider and have the customer satisfaction at the centre of their mission.
  2. You can avail all types of loans such as personal loans, business loans, pay day and loan consolidation as well all in one place. This saves you time and effort.

They have the goodwill of the customers and the licensed money lender is the right place for you to get in touch with for your financial needs of any kind. You can call them or a send a mail at the format provided for the purpose on the webpage.

Read More

Share

Time to consider a good investment tool

Convenience is the real mantra behind any business to become a success today because people need it very baldy. They could not concentrate on things in single day along with their professional time. So they need the comfort of getting anything they need within a few clicks in the online space. But if you are going to invest your money on something then you may need to provide some time in learning about it. The online space has solutions for you where you can enjoy the comfort of getting more returns without any hard efforts. Get the bitcoin price from the online experts and by the help of this data, you will come to know about the digital currencies and its market return.

What is a digital currency?

Many are still notaware of this wonderful investment option still today. Because they are often using the conventional fiat currency in their day to day life. But they may have hared about the famous bitcoin which is considered to be the king of the digital currency world. By the help of the virtual currencies, you re not controlled by any central agency and it is very easy to handle these digital currencies. Still look at the current bitcoin price in the market today. You will be astonishing to know that after ten years of its introduction, the bitcoin has gone to agreat extent that is providing more than three hundred percent return. So it is a good ideato think about the digital currency especially the bitcoin as your investment.

Read More

Share

Do You Think GDAX Is Safe To Use?

Safety is the matter of importance in any exchange – and what we know, GDAX appears to be taking it quite seriously. This platform has many measures in place to secure the exchange from any types of the security breach. Here are a few controls that they have got:

  • GDAX platform has 2 factor authentications that prevent any kind of unauthorized access to the user accounts.
  • GDAX stores their user wallet details and keys privately by using AES–256 encryption.
  • This platform stores over 98% of the user funds on cold storage to lower any danger of hacking.
  • All transactions happening over this platform pass over encrypted SSL.

Away from other security measures, which are in place, there is the looming risk to lose some money in a way or other. For this reason, this platform has also partnered with the FDIC Insurance company to make sure users’ funds are accessible to them in an unlikely event of the hacking attack.

Opinion of Public

Public opinion about this platform will help to unveil deep-rooted matters than what GDAX reviews will reveal. Public is made up of the current and past users of this platform; therefore, it means that you will get a little idea about how this platform operated earlier and performs at present.

 Conclusion

In recent past, this platform encountered certain issue with the Ethereum trade. Apparently, this platform faced a glitch, which affected Ethereum assets; some users of this platform discovered that the Ethereum balances were reduced temporarily by some regular margins.

 

Read More

Share

Best Guide to Buying Your Bitcoin

Bitcoin is currently a dangerous deal, but not everyone understands the cause. Moreover, not everyone understands whether Bitcoin is suitable for them and how they can be included in it. Here are the most compelling reasons why bitcoin price should be used.

A Bitcoin account is not as compromised as a computer program can. Certainly the best programmers and cyber security experts have tried this, so no one can discover any flaws yet. Bitcoin symbol depicted as incredibly author, computerized according to Shakespeare.

Meanwhile, bank exchanges are lower than Bitcoin. From many points of view, bitcoin should be more secure than banks. All the things that were taken into account, the banks have been around for some time, and people are seeing how this works. However, Bitcoin is a fresh and innovative beginner and justification requirement for young people.

Banking institutions charge high exchange rates. The structure is designed in such a way that the individual exchange between two people is strange; they need a “reliable” external person to encourage exchange. In addition, as a rule, banks get an opportunity to charge fees for aid to encourage these exchanges.

You can use escrow management with bitcoins, which pays for help, but you don’t need it. Since bitcoin price relies on P2P exchanges, there are no administrative costs. Banks are usually not a major bitcoin follower in this direction.

The number of created bitcoins is set at a predetermined speed. This means that no department can print more cash to fulfill its obligations.

Although the approved monetary standards annually lose several percent of their value, the value of bitcoin, in all respects, is constantly growing.

Read More

Share

Convert BTC in INR like the Digital Fiat

If you aren’t in the hurry to convert your bitcoin in fiat currency and want to avoid the tax liabilities for a little time, you may convert BTC to INR. You can also use USDT that has got its own benefits while compared to dealing over EUR or USD if you are planning to buy BTC later. If you move cash in or out of the bank account often makes you highly accountable and might add in your taxes as well. You do not have to worry about volatility of the cryptocurrencies whenever you switch over to USDT as USDT maintains the parity with the real US dollars, thus maintaining the value of $1 every USDT always.

This also will reduce the headache of transferring in the fiat currencies for exchanges to buy the Bitcoins as USDT will be used for buying Bitcoins later in case you want.

  • It is simple to buy bitcoins by accepting it as the payment for the goods or services or buying it from your friend or somebody close to you. You also can buy it directly from the exchange with bank account.
  • There’s the growing number of the services or merchants accepting BTC all across the world. You may use Bitcoin for paying them or rating your experience in helping the honest businesses to get more visibility.
  • Bitcoin industry is changing and there is a lot of Bitcoin news to stay updated.
  • Beware of confusingly same Bcash, Bitcoin Cash and BCH

Read More

Share

Why bitcoin is still a superior currency?

If you need to get a predominant return from the investment then the digital currency is considered to be the best option. Because it has the ability to perform its action without the help of a government or central bank and thus it is highly independent due to its technological impact. The block chain technology behind the bitcoin is considered to the best available virtual currency technology produced so far. This is the reason why the market of the ビットコイン has been at the top of the list without any steep falls. But still people have a lot of doubts about this kind of investment and let me provide a few things in order to help you to understand the real situation that is prevailing in the market now.

Why it is strong?

The benefits of investing on ビットコイン which earns as well as stores their money are still unknown to many people. This can make your stress very less and you need not to conserve with many people regarding your investment unlike the stock markets. It is good to make the investment after getting the expert opinion from a single website and relying on their own data alone. The reason is that the single person knows the details about your investment and hence there is no room for confusion unlike if you have hired two different service providers for these two different operations and this will be cumbersome at many time.

Read More

Share

The top advantages of investing in Bitcoin

If you are wondering about investing in Bitcoin and want to know about the benefits of investing in it, then this article is for you. Here, we will share the advantages of investing in Bitcoin. Click here to know about ビットコイン価格.

Top-notch Security

It is a secure currency due to the blockchain technology it relies on as well as the characteristics of public key and private key encryption.Being a decentralized system is more resistant to computer attacks. Visit this site to know about btc to inr.

Decentralization

A feature of bitcoin is that it is a decentralized currency. It is not issued by any central institution that responds to personal, governmental or corporate interests.

limited quantity

With traditional currencies we have unlimited which contributes to high inflation and loss of value for its holders.

In the case of bitcoin, the story is different, since its quantity is limited to 21 million, the price of bitcoin will always tend to rise as demand increases, since the supply of quantity of coins will always be the same

No need to trust anyone

Its distributed book architecture allows you not to rely on a third party to take care of your money as you always have.

In the traditional system, banking institutions keep their money with the promise to return it when you want to withdraw it (something that is not always fulfilled and if we cannot see the number of times in the world there have been bank pens). With bitcoin you are your own bank.

Impossibility of forgery

Any conventional currency in the world, be it the dollar, the euro, the peso, etc., can be falsified, with the risks that this implies for its holder. Even precious metals such as gold and silver can also be falsified and these cases of fraud are more abundant than one would wish. Bitcoin, on the other hand, cannot be falsified, which places it in a privileged situation compared to other forms of money.

Read More

Share

Bitcoin Ready To Grow Even Further

There were many who were discouraging the use of Bitcoins claiming that they won’t be a success. It will be 11 years in January 2020 and since the release of Bitcoins and they are only getting popular. If you would have bought them in 2009, then the 1 Bitcoin will have an exchange value of $20,000. Isn’t this amazing?

No has contemplated that the Bitcoin news would be just a onetime hit. This decentralized digital currency is continuing without a central bank or sole administration. Bitcoin entered the year 2019 with millions of users and a high trading volume. This year was more like turmoil for the digital currency and it is still unfolding new aspects. But the users will be glad to know that the number of blockchain wallet users increased throughout the year by 47%.

New Year & New Scope:

Many popular businesses have become a member of the Bitcoin community. There are many business owners who regularly think of new tactics regarding the expansion of their business. And they are the ones who need to be aware of how accepting Bitcoin can help their business on a global scale.

The positive impact that dealing with Bitcoin will have on your business include the following:

1: Fraud Protection:

One bad turn in businesses is that the companies are held responsible for most of the things. So, if a fraudulent activity takes place in your business, you will be held accountable and it will have a negative impact on your social image. This is where the Bitcoin can save you. Although the process is irreversible, still is the safest mode of transaction available today. The technology is advanced and the encryption is highly complex, so, you can rest assure that no fraud activity will take place when Bitcoin is involved.

2: Bitcoin Is International:

International payments are always a big concern for companies. Luckily, Bitcoin is international currency and it is fast. Some countries have banned the currency and yet it is still used there. So, you can understand how valuable the technology is.

Cryptocurrency

3: No Compliance:

As no government holds the rights over Bitcoin, the dealings are pretty simple. There are no extensive security checks, no standing in line to follow the standard procedure, and no intermediate expenses. When there is no jurisdiction over currency, the transactions becomes straightforward.

4: Awareness:

The spread of Bitcoin news is still pretty slow, but there is a wide array of the market that has already adopted digital technology. You will be amazed by how much you can take advantage of the Bitcoins that you acquired years ago. Bitcoins are a great source of media publicity and enhance brand awareness. As the technology is new, instead of going to the people for publicity, they will come to the currency owner and promote them ultimately.

So, as the Bitcoin industry continues to evolve, think of investing in it. Once you invest, you will also see the benefits that Bitcoins bring you.

Read More

Share

Want to know about the coin base fees

When you are requesting a digital currency transaction then the coin base will try to fill that order via one or more orders about the trading platform of coin base. This coin base actually accomplishes the interchange rate for the transactions of digital currency by just including a spread or margin of the market interchange rate on coin base. Also, the coin base can charge a personal fee that is either a percentage of transaction or a flat fee. But, the coinbase fees might differ depends upon your payment method, location and also other circumstances. In some situations, you might also charge an extra fee on move to and from your bank account. They would always inform you of the entire coin base fees as well as any other service charges, which are applying to every transaction instantly.

coinbase wallet

Buy/sell transactions

The charges of coin base can spread of around 1 ½ of one percent, i.e. 0.50% for purchasing digital currency and also digital currency sales. This actual spread can be either lower or higher; because of the market fluctuations in the cost of digital currencies about coin base between the time period that they quote a cost and the time, when the order processes. Therefore, there is a variable percentage of fee structure available by payment method and location. But, these charges do not apply to digital currency conversions. As a reminder, the fee of coin base will always be higher of least flat fees or the variable fees as described.

 

 

 

Read More

Share